Life
Insurance Policy Holders
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“The secondary
market in life insurance policies is good for consumers."
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The
Economist, 2003 |
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 Over
the past decade, a secondary market has developed allowing
owners of life insurance policies to sell them to a third
party company. The reasons for selling a life insurance policy
may vary for each individual. For Life Settlements, policy
owners over the age of 65 are sometimes motivated to sell
their policy because it is not needed any longer, not performing
as promised, or simply does not serve its intended purpose.
If you fit into this category, please learn more about selling
your life insurance policy and fill out a free policy evaluation
today to see how much your policy may be worth. Appraisals
are risk free and require no medical exam.
What types of policies can be sold?
You will find that most life policies qualify
for a life settlement. Among them include Universal Life
policy, Whole Life Insurance, Variable Life Insurance (VUL),
Term Life Insurance, and Survivorship Life Insurance.
 Learn
more about these life policies...
What is a Life Insurance Settlement?
Life insurance is actually personal property. Therefore
as the owner you are allowed to sell it. You can take your about-to-lapse,
unwanted, or unsuitable life insurance policy and cash it in today! This
is what a Life Settlement is. The sale of a life insurance policy to a third
party for a percentage of the policy’s net death benefit that is always
more than the issuing insurance company will pay for the surrender of the
policy.
Learn
more about Life Insurance Settlements...
What
are Life Settlement Parameters?
The qualifications for a life settlement
transaction may be different for each provider in much the
same way as the underwriting criteria for life insurance companies differ.
Some requirements include age, health, and premiums.
Learn
more about Life Settlement Parameters...
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